Impact on SIP investments due to Covid19

There is panic in market due to fluctuation of funds. As per industry experts this won’t remain for long time and after few days we will see improvement in market. There is decline in market but still those have been regular with their approach haven’t faced lot of challenges as they tool calculated risk. After discussing with lot of SIP investors we reached out to conclusion that shorter frame of investment have faced issues.

Testing time for Sip investors

As per experts current scenario tested patience of investors and investors are bit conscious while invested large amount of money. In current situation experts feel you can’t expect return of 15-20 %. But if you are understanding market and spending your time while judging everything things will become much smooth for you. Understand your financial goals and risk taking capability and invest accordingly. This is very much certain that volatility in market tested the patience of investors. After discussing with multiple SIP investors and doing complete analysis of SIP investments we have seen average return was very less and not as per expectations. Government is taking all the important steps to maintain the market and GDP slowdown.

Impact of Covid19 is Global

Coronavirus impact is not on Indian market only. India may expect surge in market and get benefited as we have seen lower crude oil prices. This massive decline of crude oil pricing will impact on large scale. In January we have seen pricing as $64 per barrel and it decline to $55 in February.

Smart decision may save investment of people

In the current situation investors must focus on stocks that is fallen due to sympathy and have strong market values earlier as market will improve these investments will rise high. Its dream of every investors to invest in right stock at right time but as per market we change our decisions. History always suggests if you take wise decision at worst time you will see great jump in your wealth evaluation. SIP have shown create potential in recent time and brought lot of positive aspects for investors. Via rupee cost averaging it reduces the risk or you can say controls the risk of investments. In current situation investors have options to for more units in lower price and further take the opportunity in utilizing it. 

As per market experts we must investment in SIP and should panic due to current situation. But we have to keep complete market research in our investment. Many investors have stopped investing in market and they are also waiting for market improvement. India was considered as emerging market for investors and same thing will be followed in coming years. Everyone is waiting for things to control. Everyone is expecting liquidity to flow in Indian market so market start improving again and things come back on track. Experts suggesting us to take care of your funds and invest in better way rather than just investing on anything , it will be much better to go for higher number of units and keep checking market.